Virtual Cards

Financial instrument for non-financial organizations with instant issuance

Full-fledged card

Opportunity for the company to get a full product, reduce risks, reduce diverted funds, increase disbursement of funds and create a partial product.

Simplified identification
  • Online identity verification
  • Restrictions management

Online management
  • Limits for each card
  • Single project account
  • Lack of "diverted funds"

The card is available to the client immediately after issuance

The user can obtain all card data and other management methods in his personal account or partner application.

Full White Label, In-app provisioning.

Validity period

Card validity up to 5 years

Write-off guarantee
  • Manage limits via API
  • Restrictions according to merchants
  • Instant balance refill

ВAll management, from holding to writing off funds, available only to Microfinancial Organization or Aggregator


User-friendly interface and minimal interaction with system


Contractor will receive a payment when the Microfinancial Organization or Aggregator system gives the command to transfer money

Yandex Pay, MIR, bank card

The solution is built into the basic functionality
and does not require additional integration.
The payment form in the browser will be automatically
supplemented by an offer to pay via
YYandex Pay, MIR or using bank card details

Full control

All actions can be performed without the cardholder (Server2Server)

Card blocking

Card blocking and activation are available via API

Easy refill

By setting a limit, the company can specify a behavior model for customers both in advance and in the "Write-off request" mode

Balance control

Write-offs for merchants can be credited at the time of purchase

Transparent limits

Company can display statement, limits and balance using API

Gift Card

Such virtual cards are great to use in promotions, cashback and loyalty programs

Make your business
convenient and safe
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Paygine products will take your business to the next level.

Send an application and our managers will contact you shortly.

Our managers will soon review your
request and contact you using the specified type of communication.